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The Virginia Mortgage Relief Program (VMRP) is a program of Virginia Housing available to eligible Virginia homeowners at no cost. VMRP provides homeowners with assistance to prevent and/or ease mortgage delinquencies, defaults, foreclosures, and displacement of homeowners experiencing financial hardship due to the pandemic.

Registration Is the First Step

Registration is the first step in the process for receiving this assistance. Please enter your name, email address, and whether you are comfortable communicating in English. After that, click the "Begin Process" button to create your official account.

If you do not have an email address, please contact the Virginia Mortgage Relief Program Customer Center at 833-687-8677, Monday through Friday from 8 AM to 8 PM ET. Our call center representatives will be able to help you begin and complete your application over the phone.

Please note, eligible applications will be processed on a first-come, first-served basis after VMRP reviews and confirms eligibility, with applicants at risk of foreclosure taking priority. To be considered for assistance, please submit your application as soon as possible, as funding is limited.

Please enter your information to begin the process:

Are you comfortable communicating in English?